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US Economy: Most Popular Articles

These articles are the most popular over the last month.
Which President Added Most to the U.S. Debt?
How much each President actually contributed to the $18 trillion U.S. debt all the way back to Woodrow Wilson. Who added the most percentage-wise.
Here's Why Gold Will Drop Below \$1,000 Again
Gold prices fell to $1,154 an ounce at the end of 2014. Here's gold price history in the Roman Empire, Great Britain and the United States.
Where Is the Dollar's Value Headed Next?
The value of the U.S. dollar is measured in 3 ways: exchange rates, Treasury yields and foreign currency reserves. Here's what they're telling you.
See How the U.S. Debt Tripled Since 9/11
Here's national U.S. debt by year, compared to the size of the economy and whether there was a recession, war or other catastrophe.
Are There Secret Symbols on the Back of the...
The U.S. dollar is America's currency, as well as the world's reserve currency. Here's its denominations, history, and meaning of its symbols.
Understand the Greek Debt Crisis in 5 Minutes
The Greece debt crisis is a clash between the Eurozone's monetary and political system. Here's news, causes, and consequences.
The Real Owner of the U.S. Debt Will Surprise You
The $18 trillion U.S. national debt is owned by Social Security, the Fed, and foreign investors. Here's the major owners as of February 2015.
How to Calculate the Year-Over-Year Growth Rate
Year-over-year measures statistical changes against the same time period last year.How to calculate, pros, cons and examples.
Exactly How Much U.S. Debt Does China Own? And...
The U.S. debt to China is $1.224 trillion. Here's why America owes so much to China, and what happens if China calls in its loans.
Which Presidents Rang Up the Highest Deficits?
The budget deficits for each President all the way back to President Woodrow Wilson. Presidents Bush and Obama had the highest deficits.
The Real Reason Gold Prices Have Been Cut Since...
When gold prices are high, the economy is in crisis or inflation. When they're low, the economy is healthy. Here's the history, and how to invest..
What's the Difference Between Real and Nominal...
Real GDP is the economic output of a country with inflation taken out. Nominal GDP leaves it in. Here's the real GDP formula, and how it's used.
Why the Dollar Is Worth So Much Less Than It...
The value of a dollar today is much lower than it was 100 years ago. In 1913, $1 could buy what $23.63 does today. Here's why.
How Much Did Obama Really Add to the Nation's...
The U.S. debt increased $7 trillion during the Obama Administration. But how much did Obamacare, the Stimulus and other programs really add?
The Government Ends the Auto Industry Bailout....
The auto industry bailout of GM, Ford and Chrysler cost $80 billion, but most has been recovered. Here's what happened and whether it was worth it.
Is Obamacare Worth It?
Obamacare has many pros and cons. The ACA provides affordable insurance for some, and taxes others. Here's how it affects you.
Do You Qualify for Federal Assistance?
The 2015 Federal poverty level is the guideline that determines who can receive assistance. It's used for Medicaid, food stamps, and Obamacare.
Dow Sets New Record: What It Means
The Dow historical closing high is 18,312.39 set on May 19, 2015. Here's the DJIA highs and lows during every business cycle since the Depression.
The 4 Critical Stages of the Business Cycle
The business cycle is the four stages of expansion and contraction in an economy. What GDP to expect, causes, how it's controlled.
Will the U.S. Dollar Collapse or Is That Just...
Will the U.S. dollar collapse, and if so, when? Here's the causes, what happens if it did, and how to protect your finances.
The Secret Trade Deal That's Bigger Than NAFTA
The Trans-Pacific Partnership (TPP) removes export barriers between the U.S. and 11 countries bordering the Pacific. Here's pros,cons and next steps.
How Central Banks Create Money Out of Thin Air
Monetary policy is how central banks manage liquidity to sustain a healthy economy. Here's its 2 objectives, the 2 policy types, and the tools used.
Why Are Gas Prices So High?
High gas prices are caused more by futures investments than supply and demand. Causes of high gas prices from 2008 - 2015.
4 Causes of Unemployment
Unemployment is caused when someone is laid off, fired or quits -- and is still looking for a job.
3 Major Causes of Inflation
What causes inflation? The 3 real reasons are demand-pull, cost-push and monetary expansion. Here's what creates those conditions.
5 Determinants of Demand with Examples and...
The 5 determinants of demand are price, income, prices of related goods, tastes, and expectations. A 6th, for aggregate demand, is number of buyers.
The Key to Understanding What a Country Is Good...
GDP is the measurement of a country's total output. Here's how Gross Domestic Product is calculated, real vs nominal, and GDP vs GNP.
3 Reasons Why America Is in Debt
The US debt is more than $18 trillion, the largest in the world. Here's the 3 reasons it grew so large, and how it damages U.S. economic growth.
The 4 Types of Inflation
There are 4 types of inflation: creeping, walking, galloping and hyper. How cost-push and demand-pull cause them. Plus asset, core and wage inflation.
What Makes the U.S. Dollar So Powerful?
The power of the US dollar means there's little danger of a collapse. It's the world's currency and it's backed by the U.S. government.
What You Should Know in Case of US Economic...
A U.S. economic collapse could occur within weeks, as it almost did on September 17, 2008. Several things could cause it, but there are steps you can take to protect yourself.
What Happened During The Great Depression of...
The Great Depression of 1929 was a 10-year global economic crisis where world trade fell 65%. Here's causes, impact and chances of recurrence.
China Is Now the World's Largest Economy
The world's largest economy is China, which replaced the United States in 2014. The EU is third, after being #1 in 2007. Here's why.
The best ways to solve high unemployment...
A summary of the most popular unemployment solutions, which ones work, and which are the most cost effective solutions.
The 4 Major Things the U.S. Is Good at Producing
What are the four major components of GDP? Find out what makes up those components, and why personal consumption drives nearly 70% of the economy.
The Surprising Similarities Between Presidents...
Find out the similarities and differences between the economic policies of President Obama and President Bush.
3 Characteristics of a Traditional Economy
A traditional economy relies on hunting, fishing and agriculture. It's guided by traditions. Until the Depression, most of America was traditional.
The Strange Ups and Downs of the U.S. Economy...
U.S GDP by year measures the output of the U.S. economy during the years since the Great Depression. Compare to growth rate and GDP per capita,
What Is the Current U.S. Federal Budget Deficit?
The U.S. Federal budget deficit will be $474 billion in FY 2015. That's a third of the all-time record deficit of $1.4 trillion, set in FY 2009.
What Is Trade Protectionism?
Trade protectionism is how countries raise tariffs and reduce imports to protect their domestic industries. Here's pros, cons and examples.
Unlike the rest of us, the U.S. government...
The U.S. deficit adds to the debt each year, while interest on the debt increases the deficit. This spiraling cost will hurt economic growth.
What Happens to the Dollar When the Euro Drops?
The euro to dollar conversion is how many dollars a euro will buy. Here's why it fell to an 12-year low, and how that compares to prior years.
How High Will Oil Prices Go?
Oil price forecasts from the EIA and the OECD for 2015 through 2040. Why they plummeted in 2014, and what happens next.
It's the Most Interesting Interest Rate in the...
The Fed funds rate is the interest rate banks charge each other to borrow funds overnight to maintain the reserve requirement.
What Is Inflation? Causes, Types and How It's...
Inflation is defined as when prices rise over an extended period of time. Here's what causes it, the different types, and how it's measured.
How Do Treasury Notes Affect Your Mortgage Rates?
Mortgages rates have been rising since falling to a 200-year low in 2012 . Here's how falling demand for U.S. Treasury notes makes sure that continues.
5 Factors That Predict How Much Obamacare Will...
Your Obamacare costs depends on 5 factors: income, family size, age, location and type of plan. Here's what you need to know before buying insurance.
How Much Is the Dollar Worth in 5 Other...
The U.S. dollar rate what a dollar is worth in another currency. Here's the forces affecting its rate vs the euro, rupee, pound and yen.
Why 3 Out of 4 Presidents Agree That Expansiona...
Fiscal policy is how the government uses taxing and spending to expand or contract economic growth. How it differs from monetary policy.
3 Things You Should Know About Exchange Rates
Exchange rates determine how much the dollar, or any other foreign currency, is worth compared to another country's currency.
What You Need to Know About the World's Largest...
China's economy is the world's largest, thanks to being the #1 exporter. Here's causes, concerns and effects.
Why Do Companies Have Different Fiscal Years?
Fiscal Year (FY) is a business or government's financial year. It's usually not the calendar year. Examples from Federal government.
How Reaganomics Cut Taxes, Increased Defense,...
Reaganomics promised to slash government spending and taxes to stimulate the economy out of stagflation and the 1980 recession. It worked, but at a cost.
Make Financial Markets Work for You
An introduction to the financial markets, including stocks, bonds, commodities, forex, derivatives and their exchanges.
Everything You Need to Know About Inelastic...
Inelastic demand is when the quantity bought doesn't change as much as the price does. How to calculate it, examples and 2 other types.
What to Do If the Dollar Collapses
If the dollar collapses, there are ways to hedge your losses. Why a dollar decline is more likely. How to protect yourself, and even profit, from both.
What Does the U.S. Import and Export?
The U.S. imported $2.744 trillion and exported $2.272 trillion in 2013. The biggest components of both are oil and consumer goods.
Is the Government Lying About Unemployment?
The real unemployment rate includes discouraged and part-time workers. It's 10.5%, nearly double the official rate. Is the government lying?
The Real Reason We're Sending American Jobs to...
The US trade deficit with China is the largest in the world, and a sign of global economic imbalance. Here's its causes, effects and remedies.
What Is a Mixed Economy?
A mixed economy combines the advantages and disadvantages of market, command and traditional economies. Here's examples and U.S. status.
6 Factors That Make a Market Economy
A market economy is where production of goods and services are regulated by the laws of supply and demand. Here's pros, cons and examples.
What Are Interest Rates and How Do They Work?
A definition of interest rates, including the APR. How interest rates work to stimulate or slow economic growth.
The 9 Types of Unemployment: Which Is the Worst?
The 3 main types of unemployment are structural, frictional and cyclical. To get 5 types, add seasonal and classical. Here's all 9 types.
Fed Lowers Outlook for 2015
The U.S. economic outlook is expansion for 2015 and beyond. Here's the latest forecasts for GDP growth, job creation and oil production.
The 14 Biggest Myths About Obamacare That...
The truth about Obamacare behind the 14 biggest myths that people actually believe. Test your knowledge to make sure you aren't being misled.
How Are Interest Rates Determined?
Interest rates are determined by the Fed funds rate and demand for U.S. Treasury notes. Here's how it works.
How to Calculate the GDP Growth Rate
The GDP growth rate tells you how fast a county's economy is growing. It compares real GDP from one quarter to the next.
Unemployment Rate Fell to 5.3%
The unemployment rate for June 2015 fell to 5.3%. Here's the monthly unemployment rate statistics since April 2007.
What You Really Need to Know About Obamacare
Obamacare is the Affordable Care Act. It requires you to have health insurance or pay a tax. Here's how it changes your life.
Is There Really Any Difference Between Treasury...
Treasury bills, bonds and notes have different maturities. Notes are issued at 2,3,5 and 10 years. Treasury notes fund the U.S. debt.
How the Fed Created Massive Amounts of Money
Quantitative Easing is when a central bank adds credit to its member banks' reserves in exchange for their securities. How it's worked.
Read Up on the History of US Recessions
The history of U.S. recessions since the Great Depression. Their causes, length, GDP (original and revised), and unemployment.
How Is the Value of Money Determined?
Money has value, but who determines how valuable it is? Find out the different ways money is valued, and why the value of money keeps changing.
What Real GDP per Capita Tells You About Your...
Real GDP per capita is the economic output of a country by person taking out the effect of inflation.
What Makes the EU So Complex
The European Union (EU) is a single monetary entity comprised of 28 fiscally independent countries. How it works, stats, and history.
How the Consumer Price Index Measures the Price...
The Consumer Price Index (CPI Index) measures inflation each month. Here's how it's calculated and the importance of the Core CPI.
Highest and Lowest Interest Rates and Why They...
In recent history, the Fed funds rate has ranged from 0% to 20%. Here's highs, lows, and a historical chart with major economic events.
11 Biggest Causes of a Recession
Economic recession is caused by many factors that then lead to a loss of confidence. Here's examples from the 2008, 2001 and prior recessions.
U.S. Debt Default
Although the U.S. will probably not default on its debt, you need to know what debt default is, and how it would affect the economy if the U.S. did default. Find out if other countries have defaulted on their debt, and why people are concerned about whether the U.S. will default every time the Federal Government approaches the debt ceiling.
What Command Economies Are Really Good At
A command economy subjugates individual self-interest to a greater societal or economic goals. It's great at mobilizing economic growth quickly.
What Is the History and Purpose of NAFTA?
NAFTA's purpose is to increase trade in North America. Its history began in 1981, when Ronald Reagan campaigned for this free trade zone..
What Is Demand-Pull Inflation?
Demand-pull inflation is the most common cause of inflation. It's when the demand for a good or service becomes much greater than supply, allowing producers to raise prices. Find out the circumstances that create demand-pull inflation as illustrated by examples.
The 1929 Stock Market Crash: How It Changed...
The Stock Market Crash of 1929 kicked off the Great Depression. Here's the facts behind this devastating crash, what caused it and its effects.
Elastic Demand: When the Amount Bought Really...
Elastic demand is when consumers are really sensitive to price changes for a good or service. Here's how to calculate it, examples, and other types.
Why Today's Low Interest Rates Create More...
Expansionary monetary policy is when a central bank increases the money supply to stimulate the economy. Here's its effects, with examples.
What 3 Things Really Drive Oil Prices?
Oil prices are determined by commodities market trading. The 3 factors that affect them are supply, demand and reserves.
What Is the Ideal GDP Growth Rate?
The ideal GDP growth rate is one that enable the economy to grow at a healthy rate. If growth is too fast, the economy risks inflation. If growth is too slow, the economy risks recession or even depression.
Why Deflation Is a Bigger Threat to You Than...
Deflation is when prices fall. Here are causes, how it's measured, how it's stopped, and why it's worse than inflation. Japan as an example.
Advantages and Disadvantages of Foreign Direct...
Foreign direct investment, or FDI, is when businesses from one country invest in businesses in another one. How it works, pros, and cons.
What Is LIBOR and How Does It Affect You?
The LIBOR rate is what banks charge each other for short-term loans. It's determined by ICE from a survey of banks. It hovers near the Fed funds rate.
Will the Dollar Decline or Collapse?
A dollar decline is very different from a collapse. Here's why, the causes, effects and how to protect yourself from both.
The true cause of income inequality in America
U.S. income inequality has worsened significantly in the past 30 years. What is the cause, what can be done about it, and how does it affect you?
The Warning Signs of a Recession
An economic recession is when growth slows, usually due to a fall-off in consumer demand. As sales drop off, businesses stop expanding.
How Would You Spend \$787 Billion?
What was in President Barack Obama's economic stimulus package, and how well did it succeed?
Why Do We Need NATO Now More Than Ever?
NATO is an alliance of 28 members that agree to defend its North Atlantic members. It's being called into action thanks to the crisis in Ukraine.
Use These 3 Harvard Business School Strategies...
Competitive advantage is what makes you better than anyone else. Here's the 3 strategies that work: cost leadership, differentiation and focus.
How Crude Oil Prices Affect the You and the...
How crude oil prices are measured, and how prices impact you and the economy. Recent oil price trends and history.
Obamacare: Simple Enough to Explain to Your Kids
Obamacare explained in a way that's simple enough for even your kids. The basic facts that you need to know now.
Ways to Reduce the National Debt
The U.S. debt will not go away by pointing fingers and saying you fix it. We need to either raise taxes or cut spending.
The 3 Steps of Hillary's 2016 Economic Plan
Hillary Clinton's 2016 economic platform and how it would affect the U.S. economy. Summaries of prior economic policies. Brief bio.
Guess How Much America Spends on Defense
The US military budget is $534.3 billion, but total defense spending is $786.6 billion. Why? All the components are hidden in other budgets.
Inflation Only 0.3% in June
Inflation increased 0.3% in June 2015, while the core rate increased 1.8% YOY. Here's the reasons, and what it means, for each month since 2006.
Stagflation Ruined the 1970s. Can It Happen Now?
Stagflation is when economic growth stagnates while inflation rises. It only happens under unusual circumstances, like wage-price controls.
5 Benefits of NAFTA You May Not Even Realize
The advantages of NAFTA for Mexico, Canada and the U.S. include quadrupling of trade, boosting growth and jobs for all three.
How the Gold Standard Made the Great Depression...
A brief history of the gold standard, including when the U.S. went off the gold standard, and why.
10 Reasons Why the U.S. Economy Won't Collapse
Here's 10 reasons why the U.S. economy isn't in imminent danger of collapsing.
How Do Oil Prices Affect Gas Prices?
How crude oil prices affect gas prices, and how swings in oil prices affected gas prices from 2008 to the present.
8 Ways the Dodd-Frank Wall Street Reform Act...
The Dodd-Frank Wall Street Reform Act regulates the practices of Wall Street to prevent another financial crisis. Here's a summary of the Act.
6 Negative Effects of NAFTA
NAFTA cost many workers their jobs in the U.S., and led to exploitation of workers in Mexico. Find out the 6 problems of NAFTA.
Use the Dow to Predict the Stock Market
The Dow Jones Averages include the Industrial Average (DJIA), the Transportation Average and the Utility Average. Here's what they tell you.
Why the Government Can Run a Budget Deficit and...
A budget deficit occurs whenever a government spends more than it makes, which is nearly every year. Find out why and how it leads to debt.
Does the Federal Reserve Actually Print Money?
Is the Federal Reserve really printing money? Its ability to create credit out of thin air has the same effect, and creates asset bubbles.
When Will Interest Rates Go Up and How High...
Surprise! Rates have been going up since 2012. However, they will rise more in 2015, when the Fed raises its benchmark rate. Here's how high they'll go.
Fed Likely to Raise Interest Rates in September
The FOMC meets 8 times a year. At its July 28-29 meeting, it hinted at a September rate increase. Here's what it means.
Junk Bonds: Pros, Cons and What They Tell You...
Junk bonds are corporate bonds that have a higher risk of default, but also provide a higher return. Here's the pros and cons.
Why being unemployed and jobless are two...
Unemployment is people who do not have a job, have actively looked for work in the past four weeks, and are currently available for work.
4 Reasons Why Healthcare, and Health Insurance,...
Health care reform was desperately needed. Here's four reasons why.
How Black Friday Got Its Name
Why is Black Friday called Black Friday? It started out as a negative, but was later turned to a positive. Here's where the term came from.
What Are Hedge Funds?
Hedge funds are private investment funds that promise great rewards, but also present great risks to both investors and the economy.
Gold, "The Ultimate Bubble," Has Burst
As the stock market hits record highs, gold prices fall. A review of gold prices through history shows how this trend will continue.
What Has 7 Governors And 12 Presidents And...
The Federal Reserve System is America's central bank. It prevents inflation and reduces unemployment using monetary policy. Here's how it works.
How the 10-Year Treasury Note Guides All Other...
The U.S. Treasury 10-year note yield is the return on investment. It's so important because it guides other interest rates, like a 15-year mortgage.
What the Unemployment Rate Measures and How It...
The national unemployment rate is the number of people looking for a job divided by the number in the labor force. How it's used.
Why Do Countries Peg Their Currency to the...
Countries peg their currency to the dollar by using a fixed exchange rate to keep the value of their currency at a certain level relative to the dollar.
The Law of Demand Explained Using Examples in...
The law of demand states that the quantity bought depends on the price, ceteris paribus. Explanation using demand schedule, curve and determinants.
Did You Know the United States Has an Actual...
The U.S. debt clock tracks the national debt, which hit $18 trillion on 12/15/14. Find out its history, where it is, and other ways to track debt.
What Is GDP Per Capita?
GDP per capita is the economic output (Gross Domestic Product) of a country by person. How it's measured. 10 richest and poorest countries.
Why the Most Favored Nation Status Lowers Your...
Most Favored Nation Status is when countries enjoy reciprocal trade preferences. Here's the pros, cons, and examples.
Why the Dollar Is the Global Currency
Since 1944, the U.S. dollar is used as the default global currency. Why calls for another global currency will fail.
What Is Being Done to Control Inflation?
What is the Federal Reserve doing to control inflation? Find out the tools the Fed uses to manage inflation and even the expectation of inflation.
Could You Survive Hyperinflation?
Hyperinflation is when prices rise more than 50% a month. Here's the causes, some examples, and how to survive.
Does China Manipulate Its Currency?
The currency of China is the renminbi or yuan. China keeps its value low against the dollar to allow cheap exports to the U.S. That is changing.
What Did the Bank Bailout Bill Really Do?
What exactly was in the 2008 bank bailout bill, how much was actually spent, and how well it addressed the financial crisis.
When Stock Prices Fall: Correction or Crash?
The difference between a stock market correction and a stock market crash.
The 5 Causes of Cost-push Inflation
Cost-push inflation causes rising prices by driving up the costs of supply. It doesn't occur very often, but when it does, it's devastating.
What Are the Current Federal Reserve Interest...
The current Federal Reserve interest rate is near zero. It will remain there until July 2015.
Economy Grew a Healthy 2.3% in the Second Quarter
The U.S. economy grew a healthy 2.3% in the second quarter, thanks to consumer spending. Compare to all GDP forecasts since 2006.
How the 9/11 Attacks Still Damage the Economy...
The 9/11 attacks deepened the 2001 recession, led to the War on Terror, and helped create the largest debt in U.S. history.
The Power of the U.S. Economy
The power and resiliency of the U.S. economy creates both growth and a high standard of living.
4 Reasons Why Monopolies Are Bad, and 1 Time...
A monopoly is the sole provider of a good or service. Here's 4 ways they prevent free trade, 1 reason they're needed, and their history in the U.S.
12 Million Americans Earn \$77,060/Year in...
Manufacturing jobs create new products from raw materials. They pay well, but are disappearing thanks to robotics.
What Is a Current Account Deficit?
A current account deficit is when a country imports more goods, services and capital than it exports. Here's its causes and effects.
Is the U.S. Headed Towards the Second Great...
Recent news developments lead many to believe another depression is inevitable if it hasn't started already. Here's the arguments pro and con. Page 2.
How a Little-Known Rate Banks Charge Each Other...
Here's how the LIBOR rate follows the Fed funds rate...except in April 2008, when its divergence signaled the bottom was falling out of the markets.
What Is the Public Debt?
The public debt is how much a government owes to creditors outside of itself. Here's pros and cons, how it's measured, and when it's too high.
\$1 of NASA Spending Drives \$10 of Economic...
How much does NASA cost? What's the impact of the NASA budget on the U.S. economy.
What Makes the NASDAQ Different From the Dow...
NASDAQ definition, what it stands for, and the difference between NASDAQ, NYSE, Dow and S&P 500. NASDAQ bubbles and crashes
How Diversity at Work Makes You More Money
The definition of cultural diversity, and why it matters in the workplace. How diversity, if managed correctly, can increase profits.
What Has Obama Done?
What has Obama done? Here's his top 5 accomplishments, and how they've affected the U.S. economy. Compare his record to that of other Presidents.
How Bad Is Inflation Compared to the Past?
The U.S. inflation rate is the percent increase or decrease in prices. Here's history since 1929 and forecast.

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